TITLE:
Entrepreneurial Financing Based on (Dis)ability
AUTHORS:
Terry L. Howard, Gregory W. Ulferts
KEYWORDS:
Entrepreneur, Disability, Financing, Small Business, Ownership
JOURNAL NAME:
Open Journal of Business and Management,
Vol.8 No.5,
September
15,
2020
ABSTRACT: The purpose of this research was to add
to a qualitative study by conducting a survey of entrepreneurs to gain an
understanding of the financing options used by small businesses. The results of
an initial qualitative case study of three entrepreneurs suggested that
financing issues were of concern to entrepreneurs with disabilities (EWDs). The
quantitative analysis determined whether differences existed in the use of
funding between EWDs and entrepreneurs without disabilities (EWODs). Overall,
the sample size of 251 allowed the researcher to determine normal distribution and that the results were reliable. The independent
sample t-tests resulted in the rejection of both null hypotheses, indicating
that significant differences existed in the use of the studied financing
options. There is a statistical difference between EWDs and EWODs relative
to the receipt of financing (traditional and alternative).