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Fanta, A., Mutsonziwa, K., Goosen, R., Emanuel, M., & Kettles, N. (2016). The Role of Mobile Money in Financial Inclusion in the SADC Region: Evidence Using Finscope Surveys.
https://www.researchgate.net/profile/Ashenafi_Fanta/publication/311576448_The_role_
of_mobile_money_in_financial_inclusion_in_the_SADC_region

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