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Adil, M., Akhtar, A., & Khan, M. (2013). Refinement of Internet Banking Service Quality Scale: A Confirmatory Factor Analysis Approach. International Journal of Services and Operations Management, 14, 336.
http://www.inderscienceonline.com/doi/abs/10.1504/IJSOM.2013.052094
https://doi.org/10.1504/ijsom.2013.052094

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