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P. Tufano, “Financial Innovation,” working paper, 2002.

has been cited by the following article:

  • TITLE: Innovation in the Financial Sector: Persistence and Schumpeterian Hypotheses

    AUTHORS: Roberto Napoli

    KEYWORDS: financial innovation, CIS, schumpeterian hypothesis

    JOURNAL NAME: Journal of Service Science and Management, Vol.1 No.3, December 30, 2008

    ABSTRACT: The paper analyses innovation features in the German financial sector. The first topic is persistence of innovation. Our research question is: Do innovators plan further innovation for the subsequent year? In addition, since the sector is so far poorly researched, very basic questions are investigated in the paper: the relationship between firm size and innovation (both linear and quadratic), as well as the impact of market structure on innovation (i.e. Schumpeterian and neo-Schumpeterian hypotheses). Finally, Suttons argument of R & D sunk costs is investigated as a possible explanation for persistence. Basing on the CIS IV survey, our empirical evidence is consistent with the results of similar researches carried out in different sectors.