Author(s)

Jianhua Yi¹, Ran Zhang^2*, Feng Guo³

¹University of Jinan, Jinan, China.
²Shandong University, Shandong Communication and Media College, Jinan, China.
³The People’s Bank of China, Jinan, China.

This paper offers an analysis of the effect of micro-credit to financial inclusion. We use the survey data of Shandong Province in China since 2010 to 2016, and measure the index of financial inclusion to build the sample for empirical study. This paper examines the role of micro-credit for enlarging the coverage of financial service and decreasing the financial cost. Finally, we give the evidence that the development of micro-credit has the positive effect on promoting the financial inclusion.

Financial Inclusion, Micro-Credit, Index of Financial Inclusion

Yi, J. , Zhang, R. and Guo, F. (2018) Can Micro-Credit Promote Financial Inclusion? The Evidence from China. Journal of Financial Risk Management, 7, 428-441. doi: 10.4236/jfrm.2018.74023.