TITLE:
The Credit Risk Assessment Model of Internet Supply Chain Finance: Multi-Criteria Decision-Making Model with the Principle of Variable Weight
AUTHORS:
Yueliang Su, Baoyu Zhong
KEYWORDS:
Credit Risk Assessment Model, Multi-Criteria Decision-Making Model, Variable Principle
JOURNAL NAME:
Journal of Computer and Communications,
Vol.4 No.16,
December
9,
2016
ABSTRACT: The characteristics of the financing model
are firstly analyzed when the e-commerce enterprises participate in the supply
chain finance. Internet supply chain finance models are divided into three
categories with the standard of whether the Electronic commerce enterprises
provide funds for small and medium enterprises instead of banks. And then we
further study the financing process and the functions of the e-commerce
platform with specific examples. Finally, combined with the characteristics of
the supply chain finance model, we set up a small and medium enterprises credit
evaluation model based on the principle of variable weight with its dynamic
data. At the same time, a multi time points and multi indicators
decision-making method based on the principle of variable weight is proposed
and a specific example is presented. In this paper, the Multi-criteria
decision-making model with the principle of variable weight has been used two
times. At last, a typical case has been analyzed based on this model with a
higher accuracy rate of credit risk assessment.