Author(s)

Sulin Pang^1,2, Junkun Yang^1,2

¹School of Management/School of Emergency Management, Jinan University, Guangzhou, China.
²Guangdong Emergency Technology Research Center of Risk Evaluation and Prewarning on Public Network Security, Guangzhou, China.

This paper proposes a multi-indicator search study based on the social network perspective for borrowing and lending customers. When studying P2P lending and losing customers, according to the division of interpersonal relationship in sociology and the extent to which the client can be debited in reality, it is divided into three kinds of relationship networks: blood relationship network, geo-relationship network and business relationship network, assisting to combine the two-mode subordinate network of the lost customers, and focusing on analyzing its scale, density and other indicators, and hope to find the target lost customers. Key figures in the social network of interpersonal relationships, message communicators, behavioral influencers, etc., to achieve the search for lending customers after their sudden loss. For the first time, this paper applies the social network theory to the search for borrowed and lost customers and proposes the MIL algorithm. It proposes a new idea for the hiddenness of the loan client’s loss of connection, and accelerates the governance of the ill-fated phenomenon of loan and loan loss effectiveness. This paper also analyzes the case and proposes relevant suggestions in connection with a loss event in Guangzhou.

Loan and Loss, Social Network, Social Norms, Shortest Path

Pang, S. and Yang, J. (2018) Research on MIL Search Method for P2P Borrowing Loss Clients Based on Social Network Perspective. Open Journal of Social Sciences, 6, 108-120. doi: 10.4236/jss.2018.611007.