Author(s)

Xin Huang

Shanghai Zhongzheng Daguang Investment Co. Ltd., Shanghai, China.

Traditional Folk relations of debit and credit have existed for thousands of years in Chinese society. In the rapidly develop of the context of mobile internet and social network, the borrowing that relies on the relationship among people is not just a financial domain scope discussion topic. In the rapidly developing Chinese mobile Internet, a new anonymous mechanism which is based on interpersonal credit extension and evaluation ultimately form borrowing is continuously formed. In this paper, the author researches and analyzes on what is relationship lending mechanism, the basic operation modes of relationship lending mechanism, a part of theoretical supporting and values.

Relationship Lending, Social Network, Credit Evaluation, Theoretical Supports and Research

Huang, X. (2017) Research on the Operation Mode and Theoretical Support of Relationship Lending. Social Networking, 6, 53-60. doi: 10.4236/sn.2017.61004.